What The Role Is
Oversees the operation of a branch office. Exercises control over the functions of the office. Administers the operation of the branch with primary emphasis on deposits and customer service activities. This position is on-site.
How You will Make an Impact
- Provides personnel management for branch staff.
- Manages overall branch office operations.
- Maintains and stays abreast of security policies and procedures.
- Responsible for maintaining office building, grounds, equipment, and fixtures.
- Maintains knowledge of branch policies and procedures with respect to approving checks and overrides.
- Handles customer problems and complaints; counsels customers with special needs or requests.
- Establishes and helps to attain internal performance objectives for branch office business volume, deposits, and quality of audit reports.
- Provides and maintains a professional, business-like atmosphere within the branch office.
- Reviews staff members for formal performance evaluations and recommends salary adjustments. Counsels employees when needed. Coordinates staff training when needed.
- Tests branch security equipment and investigates security issues when needed.
- Solicits business from potential and existing customers (outside and inside bank locations).
- Represents the financial institution in public relations activities and community affairs.
- Interviews loan applicants and processes loan applications.
- Analyzes applicant financial status and credit to determine feasibility of granting loan.
- Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
- Approves loans that meet established lending criteria and are within approved lending limits.
- Manages a portfolio of consumer and commercial loans; may coordinate some collection efforts.
Who You Are
- Sales oriented.
- Excellent interpersonal and customer service skills.
- Good written, verbal and supervisory skills.
Education
- Bachelor's degree or equivalent work experience.
- Knowledgeable of laws and regulations applicable to bank lending and operations practices.
Experience
- One to three years of experience in a financial institution.
- Leadership skills.
- Lending experience preferred.
Characteristics
- Regular and reliable attendance
- Works cooperatively with others
This position requires S.A.F.E. registration at the time of employment. The Nationwide Mortgage Licensing System (NMLS) web site (mortgage.nationwidelicensingsystem.org) can provide information about the requirements for registration.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to apply.
The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.
Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
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